Access to and use of this site is provided subject to these terms and conditions, and constitutes acceptance of them. Should you disagree with any of these terms and conditions, please exit this site immediately.

This disclaimer applies to the Australian branch of Achmea Schadeverzekeringen N.V. (ABN 86 158 237 702) (AFSL 433 984), (Achmea Australia ).

Achmea Australia does not warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use. It is recommended that you seek independent advice before acting on any information in this site. Subject to any terms implied by law and which cannot be excluded, Achmea Australia and its officers, directors, employees, agents and associates (Associates) accept no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in any information in this site. Achmea Australia does not warrant that the advice contained herein is accurate, reliable, complete or up to date, and, to the fullest extent permitted by law, disclaims all liability of Achmea Australia and its Associates for any loss or damage suffered by any person by reason of the use by that person of, or their reliance on, any information contained on this website or any error or defect in on this website, whether arising from the negligence of Achmea Australia or its Associates or otherwise.

Any advice contained on this website is general financial product advice and has been prepared without taking account of your objectives, financial situation or needs. Where we provide you with general financial product advice, you need to consider the appropriateness of any information or advice we give you, having regard to your specific personal objectives, financial situation or needs, before acting on it. Professional advice is recommended for all financial and strategic decisions.

The relevant Product Disclosure Statements (PDS)s and Achmea Australia Financial Services Guide (FSG) are available on the related pages of this site, including the Downloads page. You should consider these documents in deciding whether to acquire or continue to take your insurance cover with Achmea Australia.

Coöperatieve Rabobank U.A. (Australia Branch) is a substantial minority shareholder in Achmea Australia’s holding company – Achmea B.V.. Where you have been referred to Achmea Australia by a Rabobank Group Entity and you decide to acquire a general insurance product from Achmea Australia, we may pay Rabobank a referral fee. The payment amount will depend on the premium and also relate to renewals and adjustments.

Achmea Australia disclaims all liability for any loss or damage suffered arising from accessing or using this site, or otherwise in connection with this site.

The contents of this website, including this disclaimer, unless otherwise specifically stated to the contrary, are subject to change by us without prior notification and may at times be out of date. We have no responsibility for keeping the information in this website up to date or any liability for failing to do so.


Territoriality

The products and services described in this site are available in Australia and only to Australian residents. Applications from people other than Australian residents will not be accepted. The information in this site has been prepared in accordance with Australian law for the supply of goods and services. This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of New South Wales and the Commonwealth of Australia (“Australian law”). The information may not satisfy the laws of any other country. This site is not to be construed as an offer or advertisement under the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The legality of accessing and using this site outside Australia is the responsibility of the user. The information in this site is current at the date of publication but may be subject to change. Unless otherwise stated, all references to dollars are to Australian dollars.

The products and services described in this site are available in Australia and only to Australian residents. Applications from people other than Australian residents will not be accepted. The information in this site has been prepared in accordance with Australian law for the supply of goods and services. This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of New South Wales and the Commonwealth of Australia (“Australian law”). The information may not satisfy the laws of any other country. This site is not to be construed as an offer or advertisement under the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The legality of accessing and using this site outside Australia is the responsibility of the user. The information in this site is current at the date of publication but may be subject to change. Unless otherwise stated, all references to dollars are to Australian dollars.


Products and Services

This site is for information purposes only and is not an offer for sale or subscription of any product or service. Full terms and conditions of any product or service mentioned on this site are available on application. All insurance offers are subject to satisfaction of Achmea Australia underwriting criteria.


Copyright and Trademarks

All intellectual property rights in any material or content displayed on this website, including without limitation trademarks, graphics, logos, copyright, or trade names belong to Achmea Schadeverzekeringen N.V. (Achmea) its affiliates or licensors and are used with the owner’s permission. Other than viewing and downloading content from the website for purposes permitted on the website, you do not have the right to use these intellectual property rights without the written permission of the owner of the rights. The display of any trademarks on this site does not grant to a user any license or right in that mark.


Sites Linked to this Site

This website may contain links to other websites. Any such links are provided for information purposes only and do not mean, and should not be taken to mean, that Achmea Australia endorses or recommends the contents of, or any goods or services offered by, the linked website. Similarly, any such links do not mean, and should not be taken to mean, that the linked website, including its owner or publisher, endorses or recommends the contents of, or any goods or services offered by this website. Achmea Australia accepts no responsibility or liability for those sites.