Machinery in paddock

Fuel and fertiliser markets continue to create uncertainty across Australia, with our agricultural sector particularly impacted We also recognise that ongoing cost pressures can affect personal wellbeing, and details of independent support services are available below if needed.

Most importantly, if you are concerned about how the current fuel and fertiliser situation may affect your farm insurance, we encourage you to contact us early so we can assist.

This Frequently Asked Questions is provided as general information only. Please refer to our Product Disclosure Statement (PDS) on our website and your Certificate of Insurance for details of policy terms, conditions and payment arrangements.

Are there any alternative payment options available for my policy?
If you are experiencing difficulties with a premium payment, financial hardship, or would like to change your payment method, please let us know as soon as possible so we can discuss options with you.

You can contact us via the below methods:

Can I adjust my cover to manage my budget?
Regularly reviewing your cover and excesses can help manage costs. If you hold an offer various levels of excesses, as well star levels and optional covers. Please refer to the relevant PDS available at www.achmea.com.au/important-documents or contact us on 1800 724 214 or [email protected] to discuss your options.

Important Note: When considering reducing cover, please take care to avoid underinsurance as this may leave you financially exposed in the event of a loss. Replacement costs for buildings, machinery, inventory and fencing can move quickly in disrupted markets and we encourage you to review sums insured and coverage carefully.

More information on underinsurance and how this may impact you at claims time is available in our

Are there any policy options available that would help minimise the risk of underinsurance?
Our All-in-One Farm Pack offers Guarantee Against Underinsurance as an optional cover on eligible farm buildings. With this option, we will arrange and pay for the repair or rebuild of your insured building to the same condition you the equivalent amount.

I am insured elsewhere but considering switching to Achmea Farm Insurance. How does it work?
We are happy to talk through your options or provide a quote. Achmea Farm Insurance offers three levels of cover for each insured item, and you choose the excess that suits your needs.

To request a quote from us, please contact us using your preferred method of communication:

Need further assistance?
If you have questions about your farm insurance during this time, please contact us:

Wellbeing and mental health support services
We recognise that cost pressures and ongoing uncertainty can be challenging, and at times you may need additional support.

Free, confidential mental health support is available through independent services such as:

Last updated: 11 May 2026