Insurance starts with understanding your winery
From boutique wineries and family vineyards to wine producers with cellar doors, accommodation and hospitality activities, every winery has a different mix of assets, operations and risks.
Achmea Farm Insurance provides specialist insurance solutions for eligible Australian wineries and vineyards through our All-in-One Farm Pack. Whether you’re managing grape production, wine storage, vineyard infrastructure or hospitality activities, understanding your winery operation is an important first step when exploring insurance options.
That’s why our local Farm Insurance Specialists take the time to visit your property, walk through your winery operation and explain the cover options available through our All-in-One Farm Pack.
Insurance for wineries, vineyards and wine producers
Understanding a winery begins with seeing how it operates.
When our local Farm Insurance Specialists visit your property, they are looking to understand how your business operates. From wine production and vineyard infrastructure through to cellar doors, accommodation and hospitality activities, every winery presents a different combination of assets, activities and exposures.
Understanding those differences helps us explain the cover options available through the Achmea All-in-One Farm Pack, so you can tailor your insurance to suit your winery and vineyard operations.
Different wineries have different priorities, assets and risks.
- Boutique winery: A smaller operation focused on premium wine production and cellar door sales.
- Family-owned vineyard: Generations invested in the vineyard, infrastructure and land.
- Diversified winery operation: Wine production alongside accommodation, hospitality or tourism-related activities as part of the broader business.
Understanding how your winery operates is where we start.
Insurance you can structure around your winery operation
Your winery is unique. Through our All-in-One Farm Pack, you can structure our insurance to reflect the way your business operates. Our flexible All-in-One Farm Pack gives you the ability to tailor cover, limits and excesses to suit your winery.
Step 1
You identify which categories of insurance are required.
Step 2
You decide on what level of cover is required for each item to be insured. We offer three levels of cover, providing maximum flexibility for you.
Step 3
You determine what level of excess is appropriate for each insured item.
Cover options for wineries and vineyards
The All-in-One Farm Pack offers a range of cover options that can be tailored to reflect different winery and vineyard operations.
Depending on your business, this may include considerations such as:
Wine production & stock: Optional cover for wine losses caused by leakage, spillage or contamination.
Vineyard infrastructure: Optional cover may be available for trellising and hail nets.
Accommodation & tourism: Cover options may be available for accommodation activities, including short-stay accommodation, cellar door sales, hospitality or tourism related activities. (subject to underwriting criteria and assessment)
Business Interruption: Optional cover to help protect your business following an insured event.
Why choose Achmea Farm Insurance for your winery
We visit your property and walk the winery
Our Farm Insurance Specialists walk through your winery and vineyard operation to understand the buildings, equipment, stock, infrastructure and activities involved.
Because understanding your business starts with seeing it firsthand.
Flexible cover options
Our All-in-One Farm Pack allows eligible businesses to select cover options, limits and excesses to reflect their winery and vineyard operations.
Agricultural insurance experience
As a specialist agricultural insurer, we understand that a winery or vineyard operation can combine production, processing, storage, sales and selected associated activities.
Local service and dedicated claims support
Supporting Australian wineries through local relationships and specialist claims support when you need it most following an insured event.
Frequently asked questions
Every winery operates differently. Cover options described on this page are subject to eligibility underwriting assessment and the policy terms, conditions, limits and exclusions. If you would like to discuss your winery operation, please contact one of our Farm Insurance Specialists for an initial conversation.
Some of the reasons to choose Achmea Farm Insurance as your insurance partner
By choosing Achmea Farm Insurance to insure your protected cropping operations, you are partnering with the specialist, direct and local agricultural insurer.
4.5 star Claims Service Rating (2024-25) from LMI Claims
Comparison
2025 Finalist Small-Medium Direct General Insurance Company of the Year
Guarantee Against Underinsurance Offering for eligible Farm Buildings
Who We Are
We are part of international financial services provider Achmea which serves over 10 million clients worldwide and has a +200-year legacy of keeping farmers farming.
In 2013, Achmea expanded to Australia as a direct specialist agricultural insurer.
Since then, thousands of agribusinesses across Australia have switched to Achmea Farm Insurance.
For an initial conversation about your insurance requirements, get in touch with us today.
Insurance issued by Achmea Schadeverzekeringen N.V. (Achmea) ABN 86 158 237 702 AFSL 433984. The information in this document is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). This means any advice may not be appropriate for your circumstances. Before using this information to decide whether to purchase the insurance policy, you will need to consider the appropriateness of any general information or advice we give you and how it relates to your specific situation to ensure the insurance cover meets your needs and the relevant Product Disclosure Statement and Target Market Determination (TMD) available from the ‘Important Documents’ section of our website www.achmea.com.au/important-documents. For feedback and complaints, visit achmea.com.au/complaints. To view Achmea Australia’s privacy statement, visit achmea.com.au/privacy.