As the cotton-picking season approaches, specialist agricultural insurer Achmea Australia is encouraging growers to (re)familiarise themselves with their legal obligations when employing seasonal workers.


Achmea Australia Farm Insurance Specialist Peta Argus said ahead of the picking season, it is important for growers to put in place measures to maintain a safe working environment, considering the increased risks associated with the influx of workers during this busy season.


“Firstly, consider the different types of workers you are looking to engage. These can include full-time, part-time, and casual employees, as well as contractors – each with different legal responsibilities,” said Peta.


“Looking after your most important asset – your workers – is not just a moral obligation but also a legal responsibility. Ensuring a safe workplace includes regularly assessing and managing operational risks within the farming business, maintaining farm machinery, and providing adequate training for all employees. By implementing these measures, farmers can create a safe working environment and minimise the occurrence of accidents or injuries.”


These and other topics are covered in the HR and WHS module of myBMP, Cotton Australia’s voluntary farm and environmental management program.


The module includes information, tools and resources covering the farm owner’s legal duties associated with staff employment. It also includes measures to help ensure a safe working environment is provided through the management and control of hazards and risks in the workplace.


Specialist agricultural insurer Achmea Australia supports Cotton Australia members through an insurance reward for growers who are certified in the myBMP program. Aligned with their purpose of keeping farmers farming, Achmea Australia proudly supports myBMP-certified growers as they are best practice-certified in workplace health and safety initiatives, thereby protecting themselves, their workers and their livelihoods.


To find out more about Achmea Australia’s purpose of keeping farmers farming, visit, call 1800 724 214 or email [email protected]



Insurance issued by Achmea Schadeverzekeringen N.V. (Achmea) ABN 86 158 237 702 AFSL 433984. The information in this document is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). This means any advice may not be appropriate for your circumstances. Before using this information to decide whether to purchase the insurance policy, you will need to consider the appropriateness of any general information or advice we give you and how it relates to your specific situation to ensure the insurance cover meets your needs and the relevant Product Disclosure Statement and Target Market Determination (TMD) available from the ‘Downloads’ section of our website For feedback and complaints, visit To view Achmea Australia’s privacy statement, visit Achmea Australia does not warrant that the information contained herein is accurate, reliable, complete or up to date, and, to the fullest extent permitted by law, disclaims all liability of Achmea Australia and its Associates for any loss or damage suffered by any person by reason of the use by that person of, or their reliance on, any information contained in this document or any error or defect in on this document, whether arising from the negligence of Achmea Australia or its Associates or otherwise.